Build a team. Earn every month they stay active.
The Premium Legal Growth Network rewards representatives who recruit and develop other representatives — with a monthly share of every policy written anywhere in their line.
Paid every month
Team commission is a residual — it repeats for as long as the policy stays active.
Unlimited generations
Reach Director rank and you earn on every generation below you, not just a few.
Four clear ranks
Your rank lifts automatically as your own and your team's active policies grow.
Built to last
All payouts on one policy are capped at 25% of the premium, so your income stays fundable.
Every generation pays you a share.
You keep your normal writing commission of 10% to 20% on your own sales. On top of that, you earn these monthly rates on the premiums written by your team.
Direct commission plus all team commission on any single policy is capped at 25% of that monthly premium.
Your rank decides how deep you earn.
Bronze
2 levelsQualification: Starting rank — every active representative
Benefit: Earn 4% and 2% on the first two levels of your team
Silver
3 levelsQualification: 3 active policies of your own + 3 active team policies
Benefit: Unlocks level 3 at 1%
Gold
5 levelsQualification: 5 active policies of your own + 10 active team policies
Benefit: Unlocks levels 4 and 5
Director
UnlimitedQualification: 10 active policies of your own + 30 active team policies
Benefit: Earn on every generation below you, for as long as they stay active
One Comprehensive policy at R399.
| Who earns | Rate | Per month |
|---|---|---|
| Writing representative | 15% | R59.85 |
| Level 1 recruiter | 4% | R15.96 |
| Level 2 recruiter | 2% | R7.98 |
| Level 3 recruiter | 1% | R3.99 |
| Level 4 recruiter | 0.5% | R2.00 |
| Level 5 recruiter | 0.25% | R1.00 |
| Total paid out | 22.75% | R90.78 |
What 24 months of hard work actually pays.
The graph below follows one committed representative writing 4 policies a month and introducing 2 new representatives a month, on Comprehensive cover at R399. Every rand shown is funded by real monthly premiums.
Monthly income build-up over 24 months
Own sales, team overrides and bonuses stacked together.
From side income to a Director's income.
| Rank | Stage | Own policies | Policies in your line | Per month | Per year |
|---|---|---|---|---|---|
| Bronze | Side incomeMonth 1 – 3 | 5 | 10 | R1 209 | R14 506 |
| Silver | Serious part-timeMonth 4 – 8 | 10 | 50 | R2 737 | R32 843 |
| Gold | Full-time incomeMonth 9 – 18 | 15 | 1 175 | R7 787 | R93 441 |
| Director | Leadership incomeYear 2 | 20 | 9 300 | R29 445 | R353 340 |
Illustration on an average premium of R399. Your actual income depends on the policies you and your team write and keep active — these are not guaranteed earnings.
Six ways to earn on top of commission.
Every bonus is paid out of the same premium pool, so the plan stays affordable no matter how big the network grows.
Fast Start bonus
Write 5 personal policies inside your first 30 days.
Recruiter bonus
Paid for every representative you sign who writes 3 policies in their first 60 days.
Rank advancement bonus
Paid once when you first reach Silver, Gold and Director.
Consistency bonus
R1 500 for 10 new personal policies in a calendar month, R4 000 for 25 or more.
Team production bonus
R2 500 when your organisation writes 100 new policies in a month, R7 500 from 250.
Retention bonus
An extra 1% every month on any policy of yours still active after 12 months.
How we afford it — from premiums alone.
Of every R399 monthly premium, no more than 25% ever leaves the business as representative earnings. That budget is split three ways:
- Writing representative15%
- Team overrides (all levels)7.75%
- Bonus pool2.25%
The bonus pool is a fixed 2.25% slice of premium income — bonuses are paid from it and never exceed it, which is why they can be paid every single month.
The rules
- Team commission is paid every month a policy stays active — not only in month one.
- You earn on unlimited generations once you reach Director rank; lower ranks earn down to their unlocked depth.
- The total team payout on any single policy is capped so that direct commission plus team commission never exceeds 25% of that premium.
- Only active representatives earn. A representative who goes inactive is skipped and the line compresses upward.
- Your rank is recalculated automatically from your own active policies and your team's active policies.
- Commission is calculated on the monthly premium, excluding any once-off fees.
Start building your network today.
Sign in to your portal, open My network and share your personal invite link. Everyone who joins through it is recorded under you automatically.