The legal department your business can finally afford.
One employment claim, contract breach or regulatory inquiry can derail an entire year of growth. Premium Legal gives you senior commercial counsel on tap — at a predictable monthly cost.
Legal risk is the silent line on every P&L.
Industry data shows nearly half of small and mid-sized businesses face a legal dispute every two years. The average commercial case runs into six figures before settlement, and reputational damage often costs even more. Many promising businesses simply do not survive their first serious legal battle.
Premium Legal turns that volatility into a fixed line item. You get a dedicated panel of commercial lawyers, a 24/7 advisory line for management and HR, and full funding for cases that go the distance — so a single dispute never threatens the business you've spent years building.
Six areas of cover. One trusted partner.
Every business plan covers the legal events that actually move the needle on commercial risk.
Contracts & commercial
Drafting, reviewing and disputing supplier, client and partnership contracts.
Employment & HR
CCMA disputes, unfair dismissal, retrenchment, discrimination and BCEA matters.
Debt recovery
Pursuing unpaid invoices, letters of demand and enforcement action against debtors.
Cyber & data
Breach response, Information Regulator engagement, POPIA cases and class-action defence.
Regulatory & tax
SARS audits and investigations by the CIPC, Competition Commission and other regulators.
Property & leases
Commercial lease disputes, dilapidations, possession claims and licence negotiations.
Built for every stage of growth.
From bootstrapped startups to multi-entity groups — there's a Premium Legal plan that scales with you.
Startup
Built for founders, freelancers and businesses under 10 staff.
- 24/7 commercial legal advice line
- Up to R1,200,000 in covered legal fees per year
- Contract drafting, review & negotiation
- Employment letters & HR document templates
- Debt recovery up to R400,000 per case
Growth
For scaling SMEs that face real commercial risk every week.
- Everything in Startup, up to 50 employees
- Up to R8,000,000 in covered legal fees per year
- CCMA & Labour Court representation
- Commercial lease & landlord disputes
- Regulatory & compliance investigations
- POPIA & cyber breach response
- Director & officer (D&O) legal support
Enterprise
Bespoke legal indemnity for established companies & groups.
- Unlimited employees & multi-entity structures
- Unlimited legal fees with panel firms across SA & SADC
- Dedicated in-house counsel relationship
- M&A, IP litigation & class-action defence
- Cross-border dispute resolution & arbitration
- Crisis management & reputational response
- Quarterly legal risk audits
Talk to our commercial team today.
We'll build a tailored cover package around your headcount, sector and risk profile — usually inside one call.
Request Enterprise Quote